What are NFC Payment Apps?

The Near Field Communication technology is a simple means of establishing contactless communication between two devices within 20cm proximity.

Best NFC Payment Apps enables two local devices to share a small amount of data. It is integrated with things like print advertisements, smart cards, and commuter cards.

Nowadays the technology has been implemented in iPhone, Android, and Windows phones that have made NFC even more applicable. People and businesses around the world are appreciating Near Field Communication (NFC) Payment apps.

How To Use NFC?

There is a range of effectual NFC Payment apps you will encounter on the app store.

Check out below steps to know how exactly these payment apps works:

  • Install an NFC Payment app on your Smartphone. Secondly; tap the phone on the credit card terminal to establish a connection with NFC.
  • At this stage, you have to enter a passcode or scan your finger to approve the transaction.
  • Now the transaction will be authenticated with a special chip named the secure element (SE). As a result, it will transmit the validation back to the NFC modem.
  • At last, the payment process will be completed by the same means that it would in a conventional credit card swipe operation.

Top NFC Payment Apps

apply pay

1. Apple Pay

Apple Pay is The NFC based mobile Wallet which allows tap and pay option with the contactless point-of-sale system (POS System). It is considered as one of the best mobile payment apps with accessibility from iPhone, iPad and apple watch with tokenization to secure card data. It requires touch ID or passcode to authorize payment.

Samsung Pay

2. Samsung Pay

Samsung Pay is the prominent payment mode available for Android devices only. It facilitates users to load debit, credit, loyalty and gift cards to the platform. Hence; the users can use their Smartphones to pay in stores. Samsung Pay makes use of Magnetic Secure Transmission technology that aids your phone to imitate a physical card swipe.

Google Wallet

3. Google Wallet

With lots of endowments, Google has also served us a great means for transferring money. The Google wallet near field communication enables you to transfer money to the phone number or email. The recipients are informed by e-mail and then after completing the verification process users can accept the money.

Android Pay

4. Android Pay

It is a leading Android NFC payment app which allows in-app purchases and in-store payments. Android pay is the best pay apps for android which is even compatible with the PoS Terminals, vending machines.

Paypal Icon

5. PayPal

Whether you need to pay anyone or want to receive payment, PayPal is the overall solution for all your transactions. It one of the big name mobile payment apps striking the app market. PayPal has enabled you to instantly send, receive and spend money around the world. Within seconds you can have your transactions done right from where you are at the moment. Other PayPal alternatives can be apps like Zelle and Venmo.

See Also : How to Make an App Like Venmo and Zelle.


6. Qkr

Qkr is the most secure and instant payment way, allowing you to order and pay at anywhere anytime. The app makes use of Mastercard’s secure digital wallet solution and Masterpass to accept Mastercard, American Express, Visa, and Discover Cards. You can also split the bill with your friend’s right from the app.

Shell Jaguarus

7. Shell + Jaguar’s in-car app

Jaguar and Shell have launched its in-car app for enabling cashless gas station payments. This in-car payment system allows drivers to fuel their vehicles and make payment through their car’s touchscreen. The app uses Geolocation smarts to automatically detect your location. Moreover; it allows you to tap once to make payment with a pre-registered payment method.

Connect with Our Mobile App Experts to Build a Similar Types of NFC Payment App.

Comparison Between The Top Mobile Wallets

Attributes to Compare Apple pay Samsung Pay Android Pay
Compatibility Only for Apple Devices Only for Samsung devices Only for NFC enabled Android devices
Current Usage About 29.4% of iPhone users have installed apple pay and used it at least once in the past Around 17.2% Samsung device users have installed Samsung Pay and used it at least once in the past. About 13.3% of Android device users have set up Android Pay and used it at least once in the past.
Limitations Can be used only with iPhones and in stores that accept Apple Pay Can be used anywhere but only on Samsung devices Can be used only on Android devices and in stores that accept Android Pay

SEE ALSO: Stripe vs Braintree: Which is the Best Payment Processor?


Considering the great pace of augmenting market competition and customer requirements, the global expansion is fairly easier said than done. The trend of making a business flexible with almost all payment modes suitable to the consumers worldwide is mushrooming nowadays. It’s high time for you to adopt this trend with your business functionality in order to acquire adequate global coverage.

If you are willing to offer your customers with an effective and precise payment approach, get in touch with us so that we can help you with the appropriate fintech app development solutions.

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Paresh Sagar

Article By

Paresh Sagar

Paresh Sagar is the CEO of Excellent Webworld. He firmly believes in using technology to solve challenges. His dedication and attention to detail make him an expert in helping startups in different industries digitalize their businesses globally.