- Install an NFC Payment app on your Smartphone. Secondly; tap the phone on the credit card terminal to establish a connection with NFC.
- At this stage, you have to enter a passcode or scan your finger to approve the transaction.
- Now the transaction will be authenticated with a special chip named the secure element (SE). As a result, it will transmit the validation back to the NFC modem.
- At last, the payment process will be completed by the same means that it would in a conventional credit card swipe operation.
Payment Apps Comparison
Types of Devices
Android Pay: Current
Apple Pay: Current
Samsung Pay: Current
|Attributes to Compare||Apple pay||Samsung Pay||Android Pay|
|Compatibility||Only for Apple Devices||Only for Samsung devices||Only for NFC enabled Android devices|
|Current Usage||About 29.4% of iPhone users have installed apple pay and used it at least once in the past||Around 17.2% Samsung device users have installed Samsung Pay and used it at least once in the past.||About 13.3% of Android device users have set up Android Pay and used it at least once in the past.|
|Limitations||Can be used only with iPhones and in stores that accept Apple Pay||Can be used anywhere but only on Samsung devices||Can be used only on Android devices and in stores that accept Android Pay|